津五大银行房贷调查：首套房利率普遍上浮5%-10%

房天下  2015-03-03 11:24

[摘要] 2015年新年伊始，一波大利好政策来袭！春节前降准，春节后降息。央行在短时间内频频“放水”，对于房地产来说，是一个重磅利好消息。

 

回想2014年，用业绩惨淡，市场萎靡不振形容一点儿也不为过。即使是取消限购、放松限贷政策也不能让低迷楼市回暖。直到11月降息才将成都楼市推向“小高潮”，有了回暖的迹象。

那么再次降息，成都各大银行贷款利率上浮了多少？给房地产、开发商、购房者带来怎样的福利？近日，记者就带着问题走访了成都多家银行。

RDER-COLLAPSE: collapse" border="0" cellspacing="0" cellpadding="0" width="577">

RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: #fcd5b4;WIDTH: 433pt;HEIGHT: 24.75pt;BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: black 0.5pt solid" class="xl73" height="33" width="577" colspan="6">                   2015年3月成都房贷利率现状调查
RDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: #c2d69a;WIDTH: 70pt;HEIGHT: 45pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl76" height="60" rowspan="2" width="93">银行分类	RDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: #c2d69a;WIDTH: 89pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl76" rowspan="2" width="119">银行名称	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: #c2d69a;WIDTH: 138pt;BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: black 0.5pt solid" class="xl78" width="184" colspan="2">             首套房	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: black;BACKGROUND-COLOR: #c2d69a;WIDTH: 136pt;BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: black 0.5pt solid" class="xl80" width="181" colspan="2">            二套房
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: #c2d69a;WIDTH: 54pt;HEIGHT: 18pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl65" height="24" width="72">首付（成）	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: #c2d69a;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl65" width="112">利率(上浮)	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: #c2d69a;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl65" width="73">首付（成）	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: #c2d69a;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl65" width="108">利率(上浮)
RDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent;WIDTH: 70pt;HEIGHT: 87pt;BORDER-: black;BORDER-RIGHT: windowtext 0.5pt solid" class="xl71" height="116" rowspan="5" width="93">国有银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="119">中国建设银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="112">5%—10%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">10%—20%
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;HEIGHT: 17.25pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" height="23" width="119">中国工商银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="112">6%—10%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">10%—15%
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;HEIGHT: 17.25pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" height="23" width="119">中国银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl67" width="112">5%—15%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">10%—20%
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;HEIGHT: 17.25pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" height="23" width="119">中国农业银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="112">5%—10%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">10%—20%
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;HEIGHT: 18pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" height="24" width="119">交通银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="112">5%—10%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">10%—20%
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent;WIDTH: 70pt;HEIGHT: 34.5pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl81" height="46" rowspan="2" width="93">股份制银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="119">中信银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="112">5%—10%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">10%—20%
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;HEIGHT: 17.25pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" height="23" width="119">光大银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl67" width="112">5%—15%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">10%—20%
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent;WIDTH: 70pt;HEIGHT: 18pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl70" height="24" width="93">城市银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="119">成都银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl67" width="112">10%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="73">5	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">15%—20%
RDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent;WIDTH: 70pt;HEIGHT: 34.5pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl82" height="46" rowspan="2" width="93">外资银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl68" width="119">汇丰银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl68" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl67" width="112">5%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl68" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="108">10%—20%
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 89pt;HEIGHT: 17.25pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl68" height="23" width="119">渣打银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 54pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl68" width="72">3	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 84pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="112">5%—10%	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 55pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl68" width="73">6	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: transparent;WIDTH: 81pt;BORDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid" class="xl69" width="108">10%

成都各大银行房贷调查情况表 （注：基准利率5.35%）

（数据仅供参考，实际以银行执行为准）

首套房利率普遍上浮5%-10% 二套房上浮约10%-20%

记者走访发现，成都各大银行在基准利率基础上都普遍上浮。首套房利率上浮约5%-10%，汇丰银行相对上浮较小；二套房上浮约10%-20%。但其实上浮利率不是一成不变的，会根据诸多因素而调整。据中国建设银行的工作人员介绍，5%为低的上浮利率。根据购房者自身综合条件不同，利率可能还会上调。他进一步解释道，只有在购房者资信情况良好，收入稳定的情况下，可以享受5%的上浮利率。如果资信情况不好，则会在5%的基础上再上浮几个点，并且放款时间也会延长。

而成都五大银行存款利率也出现了相应调整，具体上浮状况如下：

RDER-COLLAPSE: collapse" border="0" cellspacing="0" cellpadding="0" width="598">

RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: #fcd5b4;WIDTH: 450pt;HEIGHT: 24.75pt;BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: black 0.5pt solid" class="xl68" height="33" width="598" colspan="6">                   2015年3月成都五大银行存款利率上浮现状调查
RDER-BOTTOM: #f0f0f0;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: lime;WIDTH: 86pt;HEIGHT: 27pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl65" height="36" width="114">利率上浮（%）	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;BACKGROUND-COLOR: lime;WIDTH: 75pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl66" width="100">中国建设银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: lime;WIDTH: 68pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl71" width="90">中国银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: lime;WIDTH: 73pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl67" width="97">中国工商银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: lime;WIDTH: 75pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl67" width="100">中国农业银行	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: lime;WIDTH: 73pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl67" width="97">中国交通银行
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent;WIDTH: 86pt;HEIGHT: 16.5pt;BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid" class="xl74" height="22" width="114">三个月定期存款	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;WIDTH: 75pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl72" width="100">19.00	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;WIDTH: 68pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl72" width="90">11.90	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;WIDTH: 73pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl72" width="97">11.90	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;WIDTH: 75pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl72" width="100">11.90	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;WIDTH: 73pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl72" width="97">11.90
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent;WIDTH: 86pt;HEIGHT: 16.5pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl74" height="22" width="114">半年	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;WIDTH: 75pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl72" width="100">17.00	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">10.80	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">10.80	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">10.80	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">10.80
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent;WIDTH: 86pt;HEIGHT: 16.5pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl74" height="22" width="114">一年期	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;WIDTH: 75pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl72" width="100">16.00	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">10.00	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">10.00	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">10.00	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">10.00
RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;BACKGROUND-COLOR: transparent;WIDTH: 86pt;HEIGHT: 16.5pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl74" height="22" width="114">两年期	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;WIDTH: 75pt;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl72" width="100">4.80	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">4.80	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">4.80	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">4.80	RDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent;BORDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid" class="xl73">4.80

成都五大国行存款利率调查情况表（数据仅供参考，实际以银行执行为准）

根据上述表格可以看到五大国有银行均对存款利率做出了调整，高上浮19%。中行、工行、农行、交行调整步调一致，而建行调整幅度更加大一些，相同的是，建行三年期定存利率也是执行的央行基准利率。

不少业内人士分析，“央妈”频频“放水”，将一定程度上改善楼市预期，未来“量价齐涨”的可能性将会加大。此次降息将进一步刺激购房者的买房热情，也降低了购房者的入市门槛。

而对于开发商来说也是一个利好消息，在资金链整体紧张的情况下，贷款利率下调意味着开发商贷款难度、融资成本将会降低，加之此前存款准备金率下调的利好影响，将一定程度上缓解开发企业资金压力。